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November 20, 2013

The Next ObamaCare dilemma for Obama ...

Topics: Political News and commentaries

... is whether or not to break the law and allow people tp buy subsidized plans directly from insurers:

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[...] The emerging Plan B in case Healthcare.gov is still FUBAR next month is to tell users to skip the site and sign up for the plan they want on the insurance company's own website instead. (Said one industry official recently to the NYT, "If they don't have Healthcare.gov up and running by the end of the month, direct enrollment is critical.") There are technical snags with that approach, namely the fact that insurers have no way to calculate an applicant's taxpayer subsidy (then again, neither do the feds), but at least it gives people a way to get covered before December 15 so that they have a plan in place on New Year's Day. Cold comfort for the millions who've had their plans dropped, but some coverage is usually better than none.

Just one problem. The law says that, in order to be eligible for subsidies, you have to enroll through an ObamaCare exchange. Buying your plan directly from an insurance company disqualifies you, no matter how low your income is. Time wrote about that specifically in the context of people who've had their plans canceled and then been automatically enrolled by their insurer in a new plan. Because that enrollment didn't happen via an exchange, the insured gets no help from Uncle Sam with their new premiums. Experts on the law told Time that it's unambiguous: ...

Keep reading ... for the details on the big problems for White House on this, one of which is that Healthcare.gov enrollees could also end up disqualified for subsidies, which would "cause all hell to break loose."

Personally, I see no problem for Team Obama. Since when have they ever been concerned with breaking the law or ignoring inconvenient facts and consequences!

Related: Another Glitch: How Some Americans Could Miss Out On Obamacare Subsidies In 2014

Posted by Hyscience at November 20, 2013 7:37 PM



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