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June 1, 2005

Check Your Credit Report Online 100% For Free Thanks To A Federal Law - Southern States Activated

Topics: National News

Thanks to Dan at Diggers Rhealm for the tip on this:
"Did you know there was a Federal law passed called Fair and Accurate Credit Transactions Act (FACTA) on December 4, 2003 that allows you to receive your credit report once a year for free? Well there was and you can get it online instantly to view and/or print. While the law hasn't rolled out to all states yet (I have no idea why this is) it went into effect December 1, 2004 for Western States and March 1, 2005 for Midwest states.

For those in Southern states it goes into effect June 1, 2005.

For you poor saps in the Eastern states you'll have to wait until September 1, 2005.

You are allowed to get your credit report from all three of the major credit reporting agencies -- Experion, Equifax and Trans Union -- one time a year and you aren't required to get them all at the same time. You can get a report from one agency now and a report from another agency a few months from now.

To get your free credit report head over to AnnualCreditReport.com -- and tell them Digger sent you. Ok, I doubt they'll let you tell them I sent you, but I figured I'd try."

Find out more at Digger's Rhealm ...

Posted by Hyscience at June 1, 2005 12:25 AM

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